Travel Nurse Pay Calculator: Taxable Wage vs Tax-Free Stipend
Enter your contract details to see weekly take-home pay, blended hourly rate, and how much of your travel nurse package is tax-free housing and per diem.
Track these numbers automatically against your real rotation, stipend eligibility days and missed-shift penalties.
How travel nurse taxable wages and tax-free stipends work
A travel nurse pay package usually splits into a low taxable hourly wage plus non-taxable housing and meals & incidentals stipends. Stipends are only tax-free while you keep a qualifying tax home and duplicate expenses, and agencies typically require you to work every scheduled shift in the pay period — missed shifts can be clawed back pro-rata.
Why shift workers track pay, fatigue and schedule together
Rotating schedules, night differentials and cross-midnight shifts make manual math unreliable. NorthAura ShiftFlow AI builds your rotation (4-on/4-off, Panama, Continental, DuPont), applies stacked differentials, tracks stipend eligibility days, and pairs it with sleep and fatigue tracking built for night shift recovery.
This calculator provides estimates only and is not tax or financial advice. Confirm figures with your agency and a qualified tax professional.